Liberty Mutual Insurance — Ethics Grade D+

Liberty Mutual Insurance receives an overall ethics grade of D+ (38/100) on CancelCo's corporate accountability database. Sector: Financial Services. Market cap: Large Cap.

Category scores

• labor: 75
• privacy: 60
• consumer: 40
• environment: 20
• humanRights: 50

Documented incidents (3)

• Financing climate destruction (high, 2021) — Liberty Mutual has been criticized by environmental groups for being a top insurer of fossil fuel projects, including coal and the Trans Mountain pipeline, despite global climate goals.
• Discriminatory price optimization (medium, 2019) — The company was accused of using 'price optimization'—raising premiums on loyal customers who are less likely to shop around, rather than based on risk factors.
• Mass non-renewal in high-risk zones (medium, 2023) — The company faced criticism for abruptly canceling thousands of homeowner policies in wildfire-prone areas, leaving vulnerable populations without affordable coverage options.

Documented good deeds

• DEI Progress Reporting — Consistently ranked as a top place to work for LGBTQ+ equality by the Human Rights Campaign Corporate Equality Index.

Ethical alternatives

• Lemonade Inc. — B-Corp certified insurance company that does not invest in fossil fuels and donates unused premiums to charity.